In 2026, the FHA loan limits in Granite-Bay within Placer county, CA, are set at $598,000 for a single-family home, $765,550 for two-unit residences, $925,350 for three-unit homes, and $1,150,000 for four-unit properties.
The maximum for conventional loans on a single-family residence is $598,000, with limits of $765,550 for two-unit homes, $925,350 for three units, and $1,150,000 for four units.
Use our FHA calculator to determine today's optimal FHA rates and evaluate your required downpayment, income needs, credit score, reserves, and documents for qualification.
The Lendersa® calculator aids in comparing FHA rates and terms with other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive loan program data from thousands of lenders, efficiently aligning it with your distinct financial profile and needs.
Check the Loan Limits Comparison Table for 2026 in Granite-Bay, Placer county, CA to see maximum values for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage, and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $486,400 | $486,400 | $486,400 | $486,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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