In 2026, the FHA loan limits in Chula-Vista, San Diego, CA stand at $753,250 for a single-family property, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for properties with 4-units.
Conventional loans have maximum amounts of $753,250 for a single-family home, progressing to $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4-units.
Use our FHA calculator to see today's best rates, assessing vital requirements like downpayment, income, credit, reserves, and necessary documents for qualification.
The Lendersa® calculator offers comparisons between FHA rates and terms alongside those from other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® swiftly aggregates loan data from thousands of lenders, aligning it closely with your financial profile.
Consult the Loan Limits Table for 2026 in Chula-Vista, San Diego, CA, to compare upper limits for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For deeper insights into requirements including income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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