As of 2026, the FHA loan limits for Bonita county in San Diego, CA are set at $977,500 for single-family homes, $1,251,400 for two-unit structures, $1,512,650 for three units, and $1,879,850 for four-unit homes.
For conventional loans, the highest amount available is $977,500 for a single-family dwelling, $1,251,400 for two-unit buildings, $1,512,650 for three units, and $1,879,850 for residences with four units.
Explore current FHA rates using our calculator to verify the necessary downpayment, income, credit score, reserves, and documentation for qualification.
The Lendersa® calculator aids in contrasting FHA rates and terms with those from a variety of other loan programs—including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® aggregates data from thousands of lenders to provide a comparison based on your individual financial profile and needs, all in just seconds.
In 2026, consult our Loan Limits Comparison Table for Bonita county, San Diego, CA to examine FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Use Lendersa®’s SLIQ™ for a detailed comparison of qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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