In 2026, the FHA loan limits for Casa-de-Oro-Mount-Helix county of San Diego, CA, are set at $753,250 for a single-family home, $964,300 for properties with two units, $1,165,600 for residences with three units, and $1,448,600 for those with four units.
The maximum for conventional loans on single-family houses is $753,250. For two-unit homes, it is $964,300, for three units it goes to $1,165,600, and for four units it reaches $1,448,600.
Utilize our FHA calculator to check today’s best FHA rates and determine required down payments, income levels, credit scores, reserves, and documentation for qualification.
The Lendersa® calculator provides tools for comparing FHA rates and terms with those from other loan programs. Explore Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® compiles extensive loan data from thousands of lenders and swiftly aligns it with your unique financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Casa-de-Oro-Mount-Helix county, San Diego, CA, to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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