In 2026, the FHA loan limit for Clearlake-Riviera in Lake county, CA, is set at $356,362 for a single-family residence. For properties with 2 units, the limit is $456,275, for 3-unit buildings it's $551,500, and for 4-unit homes, the cap is $685,400.
The ceiling for conventional loan amounts on a single-family home is $548,250. For two-unit properties, it's $702,000, for three-unit residences, $848,500, and for four-unit buildings, $1,054,500.
To explore today’s leading FHA rates, use our FHA calculator to assess downpayment requirements, income, credit score, reserves, and document needs for qualification.
With the Lendersa® calculator, you can compare FHA rates and terms with all other loan types' rates and terms. Examine Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans in comparison with FHA.
Lendersa® compiles loan program information from thousands of lenders and swiftly aligns it with your specific financial situation.
For 2026, the Loan Limits Comparison Table in Lake, CA allows for a comparison of the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money. To scrutinize criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $369,100 | $369,100 | $369,100 | $369,100 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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