FHA Loan Limits for Lucerne, Lake County, CA in 2023

In 2024, FHA loan limit in Lucerne county of Lake, California is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2024 in Lucerne county of Lake, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Lucerne county of Lake, CA

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $400,000 $400,000 $400,000 $400,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Mortgage Consultants Group
  • 2200 Sunrise Blvd, Suite 168, Rancho Cordova, CA, 95670
  • For 25 years we have been helping clients with home loans by giving them options and helping them navigate the lending process. Not sure you will qualify? There is NO COST to getting pre-approved, give us a call to get started today! Jim Langdon (Branch NMLS #304050) has been in the Home Loan Consulting business for 25 years.
  • Copeland Realty and Mortgage
  • 11251 Coloma Rd, Suite F, Gold River, CA, 95670
  • Copeland Mortgage can offer you a free loan estimate with the lowest interest rate and mortgage payment that is available in the market. Whether you are looking for the lowest interest rate and mortgage payment, a shorter term to pay your house off faster, or need cash out to consolidate debt or do home improvements,
  • Mariner Finance
  • 11110 Coloma Rd Suite 45, Rancho Cordova, CA, 95670
  • "Mariner Finance Founded in 2002 by a group of leading experts in the consumer finance industry, Mariner Finance was established to provide customers with creative, flexible, and convenient lending options. At the core of Mariner Finance is the principle that superior customer service is the driving force behind building lasting relationships.
  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.
  • Apoyo Financiero
  • 3100 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • Apoyo Financiero, is a fast-paced and rapid-growth small loans company serving under-banked communities. We have served over 30,000 clients and funded over $300 million in loans. With over thirty offices and more than 210 employees, our goal is to improve the lives of our clients, employees and communities we serve.
  • Acurus Home Loans
  • 862 Deer Spring Circle, Concord, CA, 94521
  • At Acurus Home Loans. We are a full-service mortgage company based in Concord, California. We specialize in senior communities, reverse mortgages, VA & manufactured homes throughout California. We serve our local communities in the greater San Francisco Bay Area as well as all of California where we can help you realize your dream of homeownership
  • William (Will) Call, Insight Mortgage Solutions LLC
  • 9709 Mountain Vista Circle, Elk Grove, CA, 95757
  • Our Promise, Commitment & Expectation…From the first day we talk until the day we close escrow, & even after we close escrow, we are 100% committed to making sure you have a greater than expected mortgage experience. We will be working very hard from Day 1 to get your offer accepted ahead of others, meet or be early on the deadlines.
  • Five Diamond Realty
  • 6608 Pallazzo Way, Elk Grove, CA, 95757
  • Five Diamond Realty & Mortgage was founded in 2009 during the Great Recession in Elk Grove, CA. The Broker, President, and CEO, Arsalon Badri, graduated from U. C. Berkeley, With hundreds of closed transactions, Five Diamond Realty & Mortgage is highly qualified to get the job done and surpass all your expectations.
  • Members Tech Mortgage Inc
  • 5833 Horseshoe Bar Rd, Loomis, CA, 95650
  • Every day we emphasize our customers always come first, it starts with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Loan Republic Financial, Inc.
  • 371 Village Square, Orinda, CA, 94563
  • "Loan Republic Financial is an internet-direct provider of low-rate loan products to help families deliver on the American dream. Founded in 2003, Loan Republic Financial uses the internet as its 'Universal Branch' to distribute low-rate loan solutions direct to the market using our proprietary automated loan platform."
  • First Capital Trust Deeds
  • 128 Camino Pablo, Orinda, CA, 94563
  • First Capital Trust Deeds is an excellent option for you if you want results with a hard money loan in California,We have 30+ years of combined experience in all types of lending and we’re experts who can provide lending options for self-employed or non-traditional financing for luxury real estate and private commercial properties.