For 2026, the FHA loan limits in Coachella county, Riverside, CA, are $644,000 for a single-family home, $824,450 for two units, $996,550 for three units, and $1,238,500 for four units.
For conventional loans, single-family home limit is $726,200, two units is $929,850, three units is $1,123,900, and for four units, it's $1,396,800.
Use our FHA calculator to find the prime FHA rates today and identify required downpayment, income, credit score, reserves, and documentation to qualify.
The Lendersa® calculator helps compare FHA rates and terms with other loan programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® compiles data from numerous lenders, aligning it swiftly with your financial needs for effective comparison.
Our Loan Limits Comparison Table for 2026 in Coachella county, Riverside, CA presents a comparison among FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maxima. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparing qualification needs like income, reserves, and credit score.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $644,000 | $824,450 | $996,550 | $1,238,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $460,000 | $460,000 | $460,000 | $460,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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