FHA Loan Limits for Coachella, Riverside County, CA in 2023

In 2025, FHA loan limit in Coachella county of Riverside, California is $644,000 for a single-family home, $824,450 for 2-units, $996,550 for 3-units, and $1,238,500 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Coachella county of Riverside, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Coachella county of Riverside, CA

SFR 2 Units 3 Units 4 Units
FHA $644,000 $824,450 $996,550 $1,238,500
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $460,000 $460,000 $460,000 $460,000
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Commerce Home Mortgage
  • 16845 Von Karman Avenue, Suite 200, Irvine, CA, 92606
  • Commerce Home Mortgage mission is to provide financial services to the entire population of people, not just individuals that are able to meet today’s stringent documentation guidelines. We specifically aim to empower underbanked homeowners and communities by providing access to prime capital
  • OCC Lending, Inc
  • 17461 Irvine Blvd., Suite S, Tustin, CA, 92780
  • OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending. OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
  • Private Cash Funding.com
  • 360 East 1st St. #359, Tustin, CA, 92780
  • Private Cash Funding is a commercial and residential finance company that provides a number of lending solutions around the United States. The company was created in 2012 and is based in Tustin, California.Our Group generates capital from a variety of sources, including institutional investors, banking partners, and high-net-worth individuals, to f
  • Residence First Mortgage
  • 2522 Chambers Rd, Suite V207, Tustin, CA, 92780
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Empire Home Loans Team OC
  • 14081 Yorba St, Suite 202, Tustin, CA, 92780
  • At Empire Home Loans, Inc., accessible from https://empirehomeloansteamoc.com/, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by Empire Home Loans, Inc. and how we use it. If you have additional questions do not hesitate to contact us.
  • Professional Mortgage
  • 17291 Irvine Blvd, Suite 262, Tustin, CA, 92780
  • Professional Mortgage was established in 1995 and incorporated in the state of California 1998. Since our early days we have always sought to use our knowledge and experience and combine it with the latest technology in order to close loans quickly and efficiently. Professional Mortgage doesn't have the high overhead of the big banks and lenders.
  • Express Capital - Mortgage Company
  • 2552 Walnut Ave, Suite 220, Tustin, CA, 92780
  • Our goal is to help every one of our clients obtain the perfect loan for their own unique situation. We do so with honesty and integrity and pride ourselves on always going the extra mile for our clients. We strive to educate our clients, while taking them through the loan process with complete transparency at every step of the way
  • The Mortgage Processors
  • 511 E 1st St, Suite F, Tustin, CA, 92780
  • Our mission Is to serve the needs of the originators and their borrowers. We do not exist without the volume originated by our Loan Officer clients. We never forget this and our job always stays focused on how we can make your job easier and help you look great. We seek no credit for what we do.