2023 FHA Loan Limits for Costa-Mesa, Orange County, California

In 2024, FHA loan limit in Costa-Mesa county of Orange, California is $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $822,375, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2024 in Costa-Mesa county of Orange, California compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Costa-Mesa county of Orange, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Pacific Beneficial Mortgage Company Inc.
  • 18010 Skypark Circle, Suite 225, Irvine, CA, 92614
  • Pacific Beneficial Mortgage Company, Inc, professional mortgage company specializing in residential mortgages. At Pacific Beneficial Mortgage Company, Inc, we will find a loan that fits each borrower. Unlike big banks that have order takers helping you with your loan, we have highly skilled loan consultants.
  • Good Neighbor Mortgage & Realty
  • 1 Park Plaza, Suite 600, Irvine, CA, 92614
  • Good Neighbor Mortgage is one of the largest financial commitments that you will make during your life. We can help you realize that your home is truly a valuable financial tool for achieving the dreams and plans you have always envisioned. You only think about real estate and mortgage financing a few times during your life.
  • American 1st Partners
  • 18010 Skypark Circle, Suite 205, Irvine, CA, 92614
  • Our Vision is to change how the mortgage industry conducts business by building long-lasting relationships one loan at a time. We aim to go beyond the needs and desires of not only our clients but also our staff who work tirelessly to make everything possible. Developing an employee-centric workplace fosters an environment
  • Activus Home Loans
  • 4 Park Plaza, Suite 790, Irvine, CA, 92614
  • As the world gets smaller and faster, consumers demand results that are immediate, uncomplicated and accurate. That's why at Activus, we are committed to delivering those results to every customer - every time. Whether our clients are buying their first home, trading-up to a larger home, refinancing or just consolidating their debt.
  • HighTechLending, Inc.
  • 2030 Main St, Suite 350, Irvine, CA, 92614
  • "We are an FHA Approved Mortgage Bank and Direct Lender providing FHA, VA, USDA, 203K, Conventional, Jumbo, Streamline Refi, and Reverse Loans. Founded by Don Currie and Erika Macias, our winning strategy consists of a carefully crafted blend of excellent price, niche product offerings and exceptional customer service."
  • PCMA Private Client Lending
  • 2100 Main Street, Suite 450, Irvine, CA, 92614
  • PCMA is a prestige financial services brand providing Private Client Solutions for accomplished and sophisticated clients like you. This means we offer services that match your accomplishments but rarely encounter with broad market providers. We Believe in the Paradigm Shifters and Invest in their Success!
  • Loanleaders of America
  • 38 Executive Park, Suite 260, Irvine, CA, 92614
  • Loan Leaders of America, Inc. is a Nationwide Wholesale Lender offering conventional and government loans on both residential and commercial properties. Established in 1999 Loan Leaders of America, Inc., has maintained to be one of the nation's most competitive wholesale lenders and diversified brokers in the industry, year after year.
  • Direct Finance
  • 17782 Cowan, Suite F, Irvine, CA, 92614
  • Direct Finance is a full-service financing brokerage that offers a wide range of products to include residential and commercial financing, mixed use, multi-family, non-traditional financing, equity lines, and bank statement financing.Our team of mortgage experts and consultants are some of the most seasoned in the industry.