FHA Loan Max Loan amount for Santa-Ana, Orange County, CA in 2025

In {CURRENT_YEAR}, FHA loan limits in Santa-Ana, Orange, CA are defined as {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for 2-units, {DETAILS_LOAN_LIMIT_FHA3} for 3-units, and {DETAILS_LOAN_LIMIT_FHA4} for 4-units.

Conventional loan maximums are {DETAILS_LOAN_LIMIT_CONVENTIONAL1} for a single-family, {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for 2-units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for 3-units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for 4-units.

Utilize our FHA calculator to explore today’s best rates and required qualifications, including downpayment, income, credit, reserves, and essential documentation.

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Explore Loan Options in Santa-Ana, CA

The Lendersa® calculator lets you compare FHA rates with those from other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money.

Lendersa® rapidly collects data from thousands of lenders, providing quick comparisons tailored to your financial profile.

See the Loan Limits Table for {CURRENT_YEAR} in Santa-Ana, Orange, CA for assessing FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For in-depth qualification insights, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Santa-Ana county of Orange, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • The Joy of Lending
  • 3100 Airway Ave, Suite 131, Costa Mesa, CA, 92626
  • We specialize in all things home loan! We originate in California & Hawaii and have a passion for serving those who have served for us, we specialize in the VA home loan! The VA home loan is single-handily the best benefit available to our active duty and retired military personnel and family's
  • John Torrijos So Cal Lender
  • 3198-F Airport Loop Drive, Suite 201, Costa Mesa, CA, 92626
  • John is a powerful Inland Empire connection. He has been in the mortgage industry for nearly 20 years & has a strong understanding of what is needed to close transactions in this ever-changing market. He is very strong in structuring his files so that his clients & realtor partners can be confident that their loans will close on time every time.
  • Compass Home Lending
  • 3100 Airway Avenue, Suite 119, Costa Mesa, CA, 92626
  • Compass Home Lending We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • Jessica McClure Mortgage Lender
  • 3198-F Airport Loop Dr, Costa Mesa, CA, 92626
  • "Jessica McClure has helped everyone from first time homebuyers to homeowners looking to refinance their existing loan programs, as a senior mortgage loan officer for United American Mortgage Corporation. Jessica has over 15 years of experience servicing a large range of clients including the Hispanic community, foreign nationals, first-time buye
  • iApprove Lending
  • 949 South Coast Drive, Suite 260, Costa Mesa, CA, 92626
  • iApprove Lending was established in 2006 by a management team with over 20 years of experience. Even after going through the worst mortgage industry crisis in over 70 years, we still remained solid. IAL is committed to provide the best customer service to the broker community. We will constantly improve our technology.
  • Intelliloan
  • 3090 Bristol Street, Suite 600, Costa Mesa, CA, 92626
  • "We are proud to have an extremely high Customer Satisfaction ratings with TrustLink, Lending Tree, and Facebook. We've been in business for over 20 years, and have been members of the BBB since 1999. What sets Intelliloan apart is our customer service. We care about our clients and train our team to listen and educate,"
  • G. W. Golden Financial
  • 959 South Coast Drive, Suite 210, Costa Mesa, CA, 92626
  • G.W. Golden Financial all of our licensed representatives have been hand picked based on their character, passion for helping others & their real desire to make a difference in people’s lives on a daily basis.They are then highly trained over a ten week training program.We offer a large assortment of mortgage products at extremely competitive rates
  • Lockarate, Inc.
  • 3183-E Airway Ave, Costa Mesa, CA, 92626
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Landmark Mortgage Capital Inc
  • 695 Town Center Drive, Suite 650, Costa Mesa, CA, 92626
  • Landmark Mortgage Capital, we strive to keep a high standard of excellence for clients and employees. We offer comprehensive residential mortgage loan programs from A paper to Alt-A with the best investors in the marketplace. Our team is lead by seasoned Loan Officers and experienced Mortgage Executives who are driven to maintain a fast-paced, prod
  • FlexPoint Mortgage Corporation
  • 151 Kalmus Drive, Suite D-102, Costa Mesa, CA, 92626
  • FlexPoint Mortgage Corporation We are a conglomerate of mortgage professionals that are knowledgeable and understand what it takes to fund loans as quickly and seamlessly as possible. Most importantly, we are known for our experience and service. We work to simplify the lending process while keeping you informed, up to date.
  • Lending Corner Inc
  • 940 South Coast Drive, Suite 155, Costa Mesa, CA, 92626
  • The Lending Corner Team is composed of true mortgage professionals. All of our originators are principals in the company carrying over 10 years experience and work together to provide you a level of service and professionalism unsurpassed in the industry. Whether you are financing a new home purchase or refinancing an existing loan.
  • Bayfront Lending LLC
  • 3001 Red Hill Avenue, Building 2, Suite 219, Costa Mesa, CA, 92626
  • "Bayfront Lending, we believe you deserve a team of experienced professionals who have your best interest in mind, not a sales commission. And we understand that quality customer service and a streamlined process are just as important as the best rate and most favorable loan structure"