In 2025, the FHA loan limits for Fountain-Valley county in Orange, CA are set at $822,375 for a single-family home. Limits are $1,053,000 for 2-unit homes, $1,272,750 for 3-unit homes, and $1,581,750 for 4-unit properties.
Conventional loans have maximum limits of $822,375 for single-family homes. For 2-unit homes, the limit is $1,053,000; for 3-units, it is $1,272,750; and for 4-unit residences, it's $1,581,750.
Use our FHA calculator to find today’s optimal FHA rates and determine downpayments, required income, credit, reserves, and needed documents for qualification.
The Lendersa® calculator facilitates comparison of FHA rates and terms with other loan options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Gathering data from numerous lenders, Lendersa® rapidly aligns it with your financial profile and requirements.
Using the Loan Limits Comparison Table for 2025 in Fountain-Valley county, Orange, CA, compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. Utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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