In 2026, the FHA loan limits for properties in Del-Mar county, part of San Diego, CA, are defined as: $753,250 for single-family homes, $964,300 for duplexes, $1,165,600 for triplex units, and $1,448,600 for four-unit buildings.
The maximum loan amounts for conventional loans on a single-family home are: $753,250, for two-unit properties it's $964,300, for three units the limit is $1,165,600, and for four-unit homes, the maximum is $1,448,600.
Leverage our FHA calculator to see the top FHA rates available today and figure out what's required in terms of down payment, income, credit, reserves, and documentation to successfully qualify.
The Lendersa® calculator allows you to compare FHA rates and terms against various other loan programs. Explore and scrutinize options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money financing right alongside FHA options to determine the best fit for your needs.
Collecting extensive data from thousands of lenders, Lendersa® efficiently matches it to your unique financial profile and needs, offering swift, tailored insights.
The Loan Limits Comparison Table for 2026 in Del-Mar county, part of San Diego, CA, is essential for evaluating maximum borrowing amounts across different loan types including FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a more thorough evaluation of qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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