In 2026, FHA loan limits in Solana-Beach county of San Diego, CA are defined as $753,250 for a single-family home, $964,300 for 2-units, $1,165,600 for 3-units, and $1,448,600 for 4 units.
The conventional loan limit for a single-family home is $753,250, with $964,300 for two units, $1,165,600 for three units, and $1,448,600 for four units.
Utilize our FHA calculator to check today’s top FHA rates and assess the downpayment, income, credit, reserves, and documents necessary for qualification.
With the Lendersa® calculator, compare FHA rates and terms to those of other programs. Explore and assess options such as Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan program data from thousands of lenders, enabling quick comparisons tailored to your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Solana-Beach county of San Diego, CA helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To assess criteria such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| USDA | $615,000 | $615,000 | $615,000 | $615,000 |
| VA | $753,250 | $964,300 | $1,165,600 | $1,448,600 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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