For 2025, the FHA loan limits in East-Foothills, Santa Clara county, CA are set as follows: $822,375 for a single-family residence, $1,053,000 for properties with two units, $1,272,750 for three-unit properties, and $1,581,750 for four-unit buildings.
The maximum loan amount for conventional mortgages on a single-family home is $822,375, increasing to $1,053,000 for two-unit homes, $1,272,750 for three units, and reaching $1,581,750 for four-unit complexes.
Utilize our FHA calculator to check today's most competitive FHA rates and identify the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator aids in comparing the rates and terms of FHA loans with other financial products. Analyze and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently compiles comprehensive loan program data from numerous lenders, offering fast comparisons adjusted to your unique financial profile and needs.
For 2025 in East-Foothills county of Santa Clara, CA, refer to the Loan Limits Comparison Table to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For detailed qualification comparisons, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
