For 2026, the FHA loan limits in East-Foothills, Santa Clara county, CA are set as follows: $822,375 for a single-family residence, $1,053,000 for properties with two units, $1,272,750 for three-unit properties, and $1,581,750 for four-unit buildings.
The maximum loan amount for conventional mortgages on a single-family home is $822,375, increasing to $1,053,000 for two-unit homes, $1,272,750 for three units, and reaching $1,581,750 for four-unit complexes.
Utilize our FHA calculator to check today's most competitive FHA rates and identify the necessary downpayment, income, credit, reserves, and documentation needed to qualify.
The Lendersa® calculator aids in comparing the rates and terms of FHA loans with other financial products. Analyze and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently compiles comprehensive loan program data from numerous lenders, offering fast comparisons adjusted to your unique financial profile and needs.
For 2026 in East-Foothills county of Santa Clara, CA, refer to the Loan Limits Comparison Table to evaluate maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. For detailed qualification comparisons, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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