In 2026, FHA loan limits for Alum-Rock county, Santa Clara, CA are $822,375 for a single-family, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Conventional loans allow a maximum of $822,375 for single-family residences, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
Use our FHA calculator to find today's best FHA rates and determine downpayments, income, credit, reserves, and documents needed for qualification.
Compare FHA rates with other loan programs such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans through the Lendersa® calculator.
With data from thousands of lenders, Lendersa® compares it with your financial profile quickly.
Our 2026 Loan Limits Comparison Table in Alum-Rock county, Santa Clara, CA includes FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. For qualifications like income and credit, use Lendersa® SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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