In 2026, the FHA loan limit for properties in Bonsall county, part of San Diego, CA, is set as follows: $977,500 for a single-family home, $1,251,400 for two-unit properties, $1,512,650 for three units, and $1,879,850 for four units.
The highest loan amount for conventional loans on a single-family residence is $977,500. For homes with two units, it's $1,251,400; for three-unit properties, the limit is $1,512,650, and for four-unit homes, it stands at $1,879,850.
Utilize our FHA calculator to discover today's top FHA rates and establish what is necessary in terms of downpayment, income, credit requirements, reserves, and documentation to qualify.
The Lendersa® calculator lets you compare FHA rates and terms against other loan programs. Assess options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options to determine the most suitable fit.
Lendersa® collects data from thousands of lenders and matches it to your unique financial profile and needs, offering quick and precise evaluations.
The Loan Limits Comparison Table for 2026 in Bonsall county, San Diego, CA provides insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To thoroughly compare qualification requirements, including income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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