2025 FHA (Government Loans) Limits for Fort-Irwin, San Bernardino County, California

In 2025, FHA loan limits in Fort-Irwin county of San Bernardino, CA are $477,250 for a single-family home, $610,950 for 2-units, $738,500 for 3-units, and $917,800 for 4-units.

For conventional loans, the maximum amounts are $548,250 for single-family residences, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to view today’s best FHA rates and find the necessary downpayment, income, credit, reserves, and documents needed to qualify.

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Our 2025 Loan Limits Comparison Table for Fort-Irwin county, San Bernardino, CA details FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Review qualification needs like income, reserves, and credit using Lendersa®'s Super Loan Integrated Qualifier (SLIQ™).

Loan limits Fort-Irwin county of San Bernardino, CA

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $381,800 $381,800 $381,800 $381,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • 1st American Mortgage Lenders Inc.
  • 10620 Treena St, Suite 230, San Diego, CA, 92131
  • 1st American Mortgage Lenders is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • MAR Financial Inc.
  • 10620 Treena Street, Suite 230, San Diego, CA, 92131
  • We have been committed to serving the financial needs of homeowners and homebuyers across California and Tennessee by providing a full menu of mortgage products, unparalleled customer service and expertise. Whether you are buying your first house, consolidating your debt, or refinancing your current home.
  • Security InterBank Mortgage
  • 10252 Pinecastle Street, San Diego, CA, 92131
  • Security InterBank Mortgage is a California Mortgage Company that offers a broad range of competitive mortgage products for the financing of home purchases, home refinancing, home improvement and debt consolidation. Our goal is to work with you in order to provide a loan program and terms that meet your particular needs.
  • Click Mortgage, a Division of Golden Bear Capital, Inc
  • 10650 Scripps Ranch Blvd, Suite 230, San Diego, CA, 92131
  • At Click Mortgage, a Division of Golden Bear Capital, Inc, a Division of Golden Bear Capital, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process.
  • Click Mortgage
  • 10650 Scripps Ranch Blvd #230, San Diego, CA, 92131
  • Click Mortgage work tirelessly to ensure their clients are well informed, on schedule, and satisfied with their mortgage decisions. By building a knowledgeable and driven team, leveraging cutting-edge tech, and creating valuable partnerships. Click Mortgage is designed to be the best choice in mortgage banking
  • First Capital Group
  • 720 E. Center Ave, Suite B, Visalia, CA, 93291
  • First Capital Group’s approach to business is strikingly simple; it is relationship-based versus transaction-based. We pride ourselves on building lifetime relationships with our clients and business partners through integrity, expertise, and unparalleled service. and dedicated team of highly trained and educated professionals with years of Real Es
  • Country Club Mortgage
  • 3400 W Mineral King Ave, Suite A, Visalia, CA, 93291
  • Country Club Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Kings Mortgage Services, Inc.
  • 4244 W. Mineral King Ave., Visalia, CA, 93291
  • Kings Mortgage Services, Inc., established in 1997 by Dale Ransdell, Darren Ransdell, and Pam Raeber, is a family owned and operated mortgage banker. After years of working for 'The Big Guys', we opened our doors with the concept of providing our customers with local decisions and exceptional service.
  • Integrity Mortgage Group
  • 9683 Tierra Grande, Suite 102, San Diego, CA, 92126
  • Integrity Mortgage Group team is committed to providing clients with the highest quality financial services combined with great rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Hyde Funding
  • 8996 Miramar Rd, Suite 250, San Diego, CA, 92126
  • Headquartered in San Diego with over a decade of experience, Hyde Funding represents what you want in a mortgage lender. Hyde Funding specializes in all home purchase transactions, from Jumbo, FHA, First Time Home Buyer, Veteran, Conforming, Rehab, Cash Out, Hard Money and anything outside the box.