In 2026, the FHA loan limit for Lenwood county, within San Bernardino, CA, is set at $1,089,300 for a single-family home, $1,394,775 for properties with two units, $1,685,850 for three-unit buildings, and $2,095,200 for four units.
For conventional loans, the maximum amount available for a single-family home is $1,089,300. For two-unit properties, it's $1,394,775; three-unit residences have a limit of $1,685,850, and for homes with four units, the cap is $2,095,200.
Use our FHA calculator to discover today's leading FHA rates and ascertain the downpayment, income, credit, reserves, and necessary documents needed to qualify.
With the Lendersa® calculator, you can compare FHA rate and terms against those of other loan programs. Consider alternatives like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects data from thousands of lenders, comparing it swiftly against your specific financial profile to deliver personalized assessments.
The Loan Limits Comparison Table for 2026 in Lenwood county, San Bernardino, CA offers maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Compare qualification criteria such as income, reserves, and credit using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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