For the year 2026, within Barstow in San Bernardino, CA, the FHA sets the loan limit at $1,089,300 for single-family residences, $1,394,775 for duplexes, $1,685,850 for triplexes, and $2,095,200 for four-unit properties.
Conventional loan maximums for single-family dwellings start at $1,089,300. Dual-unit properties have a limit of $1,394,775, triple-unit properties at $1,685,850, and four-unit properties peak at $2,095,200.
Our FHA calculator can be used to find the top FHA rates currently available, and to calculate the downpayment, income, credit, reserves, and documentation necessary for loan qualification.
The Lendersa® tool offers a unique chance to compare FHA rates and terms with those of other loan programs. Examine Conventional loans, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® aggregates data from numerous lenders, providing a fast comparison with your financial needs and profile.
The Loan Limits Comparison Table for 2026 detailing Barstow, in San Bernardino, CA, includes comprehensive comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money limits. To delve into qualification criteria such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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