As of 2026, FHA loan limits in Fowler, within the county of Fresno, CA, are laid out as follows: for a single-family home, the limit is $472,030. For properties with two units, the cap is $604,400; for three-unit residences, it's $730,525; and for four-unit buildings, the limit rises to $907,900.
On the other hand, the maximum loan amounts for conventional loans on a single-family home are $726,200. For two-unit properties, the ceiling is $929,850; for three units, it is $1,123,900; and for four units, the limit is $1,396,800.
Using our FHA calculator, you can check today's most competitive FHA rates and determine key factors like downpayment, income, credit score, reserves, and required documents to qualify.
Lendersa®'s calculator empowers you to juxtapose FHA rate and terms with those of other loan programs. Dive into comparisons among Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® draws upon data from thousands of lenders, efficiently assembling this information to provide quick, custom comparisons aligned with your unique financial profile and needs.
Within 2026, the Loan Limits Comparison Table for Fowler in Fresno, CA, enables a detailed evaluation of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. For an in-depth look at qualification requirements like income, reserves, and credit scores, make use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $405,000 | $405,000 | $405,000 | $405,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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