In 2026, the FHA loan limits in Orangevale county, Sacramento, CA are $763,600 for single-family homes, $977,550 for two units, $1,181,650 for three units, and $1,468,500 for four units.
The maximum conventional loan amount for a single-family home is $763,600, with $977,550 for two units, $1,181,650 for three units, and $1,468,500 for four units.
Use our FHA calculator to find today’s top rates and calculate required downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator helps compare FHA rates with other programs like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® sources data from numerous lenders, swiftly aligning it with your financial profile for tailored options.
Check the Loan Limits Comparison Table for 2026 in Orangevale county, Sacramento, CA, detailing FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) loan limits. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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