2026 FHA (Government Loans) Limits for Hawaiian-Gardens, Los Angeles County, California

In 2026, within Hawaiian-Gardens county of Los Angeles, CA, FHA loan limits stand at $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for properties with 4-units.

Conventional loan maximum amounts for a single-family residence are $822,375, with $1,053,000 for two-unit homes, $1,272,750 for 3-units, and $1,581,750 for homes with four units.

Use our FHA calculator to see today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and necessary documents for qualification.

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Explore Loan Options in Hawaiian-Gardens, CA

The Lendersa® calculator enables comparisons between FHA rates and terms with those of other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans, alongside FHA.

Lendersa® collects comprehensive loan data from thousands of lenders, providing swift comparisons tailored to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Hawaiian-Gardens county of Los Angeles, CA provides insights on maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For evaluating qualification requirements like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Hawaiian-Gardens county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Hawaiian-Gardens FHA Lenders

  • PostCity Financial Credit Union
  • 3738 Bayer Ave, Suite 102, Long Beach, CA, 90808
  • Lends in California
  • PostCity Financial Credit Union is the full-service Credit Union for U.S. Postal workers - current and retired - and their families, in Southern California and in select Northern California counties near the Sacramento area. PostCity Financial has been providing high-quality, competitively priced loans, free checking accounts and all the convenient

  • CalCom Federal Credit Union
  • 3748 Bayer Avenue, Unit 104, Long Beach, CA, 90808
  • Lends in California
  • CalCom Federal Credit Union was founded as Licomto Federal Credit Union on February 28, 1968 serving the employees and family members of Little Company of Mary Hospital in Torrance, CA. As with most Credit Unions, a dedicated employee, Ms. Doris Anthony, conducted the entire Credit Union operation

  • MJG Capital
  • 5426 E. Walkerton Street, Long Beach, CA, 90808
  • Lends in California
  • MJG Capital, our goal is simple Provide our clients with best-in-class mortgage programs and top-notch customer service.and also MJG Capital is able to provide a wide-variety of loan programs paired with unparalleled customer service to many Americans, purchasing a home is the keystone to financial security. Many people decide to buy a home,

  • GROW Mortgages
  • 4501 E. Carson St. #203, Long Beach, CA, 90808
  • Lends in California
  • GROW Mortgages is a welcoming lending firm based out of Long Beach, CA. We are passionate in advancing the well-being of our local community by empowering financial development through local homeownership, which promotes economic growth. Whether you are a first time home buyer, a real estate investor

  • US Funding Co
  • 6 Centerpointe Dr, La Palma, CA, 90623
  • Lends in California
  • US Funding was founded with transparancy and efficiency in mind. We value every family we serve and believe that they deservie phenominal customer service. US Funding, offering personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. We’re here to make the home loan process easier

  • Kinetic Mortgage
  • 10073 Valley View St, Suite 409, Cypress, CA, 90630
  • Lends in California
  • Kinetic Mortgage full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending…from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates.

  • Pride of Ownership Inc
  • 9839 Novara Lane, Cypress, CA, 90630
  • Lends in California
  • Pride of Ownership Inc Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you

  • Southland Credit Union
  • 10701 Los Alamitos Blvd, Los Alamitos, CA, 90720
  • Lends in California
  • Southland Credit Union was founded in 1936 to serve the financial needs of Los Angeles County employees. Today we are one of the top-performing credit unions nationwide and have over $1 billion in assets. Our Member-owners benefit from a full spectrum of competitive products, convenience and exceptional service.

  • CLS Financial
  • 4450 Cerritos Ave, Los Alamitos, CA, 90720
  • Lends in California
  • CLS Financial, we apply these four principles to every aspect of our loan process: Personal touch and experience; Purpose; a Proactive approach and we do it all with Passion for providing the best options for our clients Our team is committed to providing our clients with the highest quality financial services combined.

  • LC Finance Company
  • 4332 Cerritos Ave, Suite 108, Los Alamitos, CA, 90720
  • Lends in California
  • We provide mortgage loans for purchases, refinances and home equity cash out for all types of residential homes. We have different types of mortgages, fixed or adjustable loans and conventional or government loans (VA, FHA). We will find the loan most suited to your needs. There are loan limits in each county which will also help.