In 2026, FHA loan limits for Los-Alamitos county, Orange, CA are $822,375 for a single-family, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Maximum amounts for conventional loans are $822,375 for a single-family, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.
Use our FHA calculator to view today’s FHA best rates and find necessary downpayments, income, credit, reserves, and documents for qualification.
Compare FHA rates and terms with other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money using the Lendersa® calculator.
Lendersa® compiles data from thousands of lenders for a rapid comparison against your financial profile.
Our 2026 Loan Limits Table in Los-Alamitos county, Orange, CA has FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For income and credit, use Lendersa®'s SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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