2025 FHA (Government Loans) Limits for Los-Alamitos, Orange County, California

In 2025, FHA loan limits for Los-Alamitos county, Orange, CA are $822,375 for a single-family, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Maximum amounts for conventional loans are $822,375 for a single-family, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

Use our FHA calculator to view today’s FHA best rates and find necessary downpayments, income, credit, reserves, and documents for qualification.

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Compare FHA rates and terms with other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money using the Lendersa® calculator.

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Our 2025 Loan Limits Table in Los-Alamitos county, Orange, CA has FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For income and credit, use Lendersa®'s SLIQ™.

Loan limits Los-Alamitos county of Orange, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • 21st Century Financial
  • 43460 Ridge Park Drive, Suite 200, Temecula, CA, 92590
  • 21st Century Financial was created out of a desire to simplify the process of getting a home loan, and while we can‘t control all aspects of the home lending process, we are determined to make it as simple as we can. It’s our belief that buying a home (or refinancing one) should not be a stressful experience, it shouldn’t be like pulling teeth.
  • Onenation Lending Inc
  • 43460 Ridge Park Dr, Suite 200, Temecula, CA, 92590
  • OneNation Lending, our mission is to provide homeowners and future homeowners a variety of home financing options at competitive rates; fulfilling their needs in a manner that enhances their standard of living in realizing the American Dream we work hard to be leaders in the industry.
  • CNN MORTGAGE
  • 43460 Ridge Park Drive, Suite 200L, Temecula, CA, 92590
  • Founded in 1997, LHM Financial has built a strong reputation as an outstanding mortgage banker/broker firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state. We're a full service mortgage banker/broker with an experienced staff offering expertise in every area of mortgage lending.
  • NRL Mortgage
  • 43460 Ridge Park Dr. Suite 155, Temecula, CA, 92590
  • Hi, my name is Jarett Votaw, and I am a Mortgage Loan Originator with NRL Mortgage in Southern California. My goal is to assist as many people as possible reach their dream of homeownership. Whether you are looking to purchase a new home or refinance your current home, I am dedicated to providing my clients with the highest level of service.
  • Patriot Pacific Financial
  • 43460 Ridge Park Dr. #250, Temecula, CA, 92590
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Glick Mortgage Group
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Michael Glick is the professional you want on your team – whether you are purchasing your first home or refinancing. When your most valuable investment, your home matters.…Michael's experience and reputation will not let you down. Michael has assisted families with their first home purchase to their dream home
  • HMS Capital Funding
  • 2835 Townsgate Rd, Suite 101, Westlake Village, CA, 91361
  • At HMS Capital Funding, we’re here to help you with mortgage and refinance processes that can otherwise feel like too much to handle without proper information and guidance. At HMS Capital Funding, we offer personalized service no matter what size your loan is. Our experts will guide you through the loan process, get you the best rates possible
  • CSMC Mortgage
  • 4353 Park Terrace Drive, Suite 100, Westlake Village, CA, 91361
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage team will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • First Rate Financial Group
  • 3027 Townsgate Rd, Suite 110, Westlake Village, CA, 91361
  • Our goal is to create a “Client for Life.”​ We pride ourselves in offering astute financial advice and the highest level of customer service. We make the process of purchasing or refinancing your loan as simple and worry-free as possible. First Rate Financial is a leading lender located in Westlake Village, CA, in the heart of the Conejo Valley.
  • Jeff Baum Loans
  • 4353 Park Terrace Dr, Suite 100, Westlake Village, CA, 91361
  • Jeff Baum, with Customer Service Mortgage Corp (CSMC), treats you with the respect due an esteemed customer, and provides each customer the personal attention they deserve. After 20 Years in the Mortgage Lending industry Jeff has seen just about everything. With his years of experience.