In 2026, FHA loan limits in Hollister county of San Benito, CA are set at $1,089,300 for a single-family home. For two-unit properties, the limit is $1,394,775, for three units, it climbs to $1,685,850, and for four units, it caps at $2,095,200.
The maximum available for conventional loans on single-family homes reaches $1,089,300. Two-unit homes can borrow up to $1,394,775, three-unit residences have a cap of $1,685,850, and for four units, it extends to $2,095,200.
Use our FHA calculator to discover today's top FHA rates and identify the necessary downpayment, income, credit score, reserves, and documentation for loan qualification. It's essential for planning your financing strategy efficiently.
Explore loan offers from an array of 100 lenders to find competitive rates and suitable terms.
The Lendersa® calculator facilitates comparisons of FHA rates and terms with other financing options including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This comparison gives a broad perspective on the financial solutions available to you.
Amassing detailed loan data from thousands of lenders, Lendersa® efficiently contrasts it with your financial situation to offer well-matched loan possibilities quickly.
Consult the Loan Limits Comparison Table for 2026 in Hollister county within San Benito, CA, which offers a comprehensive comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To delve into qualification criteria such as income, reserves, and credit scores, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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