In 2026, FHA loan limits in La-Mirada county, Los Angeles, CA, are: $822,375 for single-family homes, $1,053,000 for two units, $1,272,750 for three units, and $1,581,750 for four units.
The maximum for conventional loans on a single-family residence is $822,375. For two units, it's $1,053,000, for three units, $1,272,750, and for four units, $1,581,750.
Use our FHA calculator today to access prime rates and calculate necessary downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan products like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans.
Lendersa® compiles data from many lenders, matching it to your financial profile with quick comparisons.
The Loan Limits Comparison Table for 2026 in La-Mirada county of Los Angeles, CA, provides insight into FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, and Reverse Mortgage (HECM) maximum limits. For qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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