2025 FHA (Government Loans) Limits for Whittier, Los Angeles County, California

In 2025, FHA loan limits in Whittier county of Los Angeles, CA, are $1,089,300 for a single-family home, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

The maximum for conventional loans on a single-family residence is $1,089,300, with $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.

Use our FHA calculator to find today’s best FHA rates and determine the downpayment, income, credit, reserves, and documents needed to qualify.

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Explore Loan Choices in Whittier, CA

The Lendersa® calculator lets you compare FHA rates with those of other loan programs. Evaluate Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Gathering data from thousands of lenders, Lendersa® quickly matches it to your financial profile and needs.

The Loan Limits Comparison Table for 2025 in Whittier, Los Angeles, CA, displays FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximums. For detailed qualification criteria, such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Whittier county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Adam Tice, Mortgage Lender NMLS #289398
  • 3595-1 Inland Empire Blvd, Suite 1240, Ontario, CA, 91764
  • Adam Tice You've heard the horror stories...how hard it is to qualify, the mounds of paperwork you have to provide, the difficulties and delays. Not to mention the fighting, shopping, and haggling to get a good rate. I've got great news...I'm here to solve that for you. Go ahead and download my cheat sheet.
  • United Mortgage Fund, Inc.
  • 800 North Haven Avenue, Suite 370, Ontario, CA, 91764
  • United Mortgage Fund was established from employees that worked at other mortgage companies but were fed up with how those companies treated their customers. Our ownership wanted to create a family orientated environment that puts the customers needs first and could act swiftly to all aspects of the mortgage financing experience.
  • FundRite Mortgage, Inc.
  • 3155 Sedona Court, Building C, Suite 2, Ontario, CA, 91764
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Diamond Financial
  • 3400 Inland Empire Boulevard, Ontario, CA, 91764
  • Diamond Financial. We are a full service mortgage company based in Ontario, CA. We specialize in FHA Loans, Conv, VA, First Time Homebuyers in California. We service all of California. Whether you are buying a home or refinancing anywhere in California we can help your dreams of home ownership become a reality
  • Ainsworth Financial Mortgage Corporation
  • 3175-E Sedona Court, Ontario, CA, 91764
  • Ainsworth Financial Mortgage Corporation offers you various types of flexible loan programs with the best interest rates in the market. Our talented team of experts will not only assist you throughout the loan process but also provide different loan options for you to save money by choosing the best deals.
  • KEY HOME GROUP
  • 28 Silver Crescent, Irvine, CA, 92603
  • KEY HOME GROUP have been in the real estate services business in Southern California for over 40 successful years and will be here for many more. Their devotion to making your move as quick and painless as possible, while still ensuring that you get the best results makes them the best candidates to be your real estate agents.
  • The Proton Group Inc.
  • 119 Jadestone, Irvine, CA, 92603
  • The Proton Group Inc will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved.
  • Westpark Loans
  • 6789 Quail Hill Pkwy, Irvine, CA, 92603
  • Westpark Loans is a nationwide, direct hard money lender. Established in 2007, we provide short-term fix & flip financing and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation pro
  • Westpark Equity Group Inc
  • 6789 Quail Hill Pkwy #146, Irvine, CA, 92603
  • Westpark Loans is a nationwide,direct hard money lender, provide short-term fix & flip financing and long-term rental financing for real estate investors.Our loans, often called hard money loans, can be used for the purchase or refinance of non-owner occupied residential & commercial properties, financing of renovation project, and bridge funding.
  • JWK & Associates
  • 355 N Sheridan Street, Suite 115, Corona, CA, 92878
  • "JWK & ASSOCIATES is your online resource for personalized mortgage solutions, fast customized quotes, great rates, & service with integrity. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently,"