As of 2026, the FHA loan limits for South-Whittier county, in the region of Los Angeles, CA, stand at $822,375 for a single-family dwelling, $1,053,000 for homes with 2 units, $1,272,750 for 3-unit properties, and $1,581,750 for those with 4 units.
The highest loan amount possible for conventional loans on a single-family home is $822,375. For a residence with two units, the cap is $1,053,000, for three units it's $1,272,750, and for four-unit homes, it is set at $1,581,750.
Use our FHA calculator to access the most competitive FHA rates available today and to figure out the necessary downpayment, income level, credit score, reserves, and documentation required to qualify.
The Lendersa® calculator allows detailed comparison of FHA rates and terms with those of other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® draws in loan program information from a vast array of lenders, facilitating a rapid comparison aligned to your specific financial needs and profile.
The Loan Limits Comparison Table for 2026 in South-Whittier county, Los Angeles, CA showcases FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. For comparing qualifications like income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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