For the year 2026, in Lincoln county of Placer, CA, the FHA loan limit is set at $763,600 for a single-family home. For two-unit properties, it is $977,550, for three units $1,181,650, and for four-unit homes, the limit is $1,468,500.
The upper loan limit for conventional loans on single-family residences is $763,600. It rises to $977,550 for two units, $1,181,650 for three units, and $1,468,500 for four units.
Utilize our FHA calculator to explore today’s FHA rates and assess downpayment, income level, credit, reserves, and document requirements for qualification.
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The Lendersa® calculator allows you to compare FHA rates and terms with other available loan programs, including Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. This helps you assess a variety of loan products for the best match.
By gathering extensive data from thousands of lenders, Lendersa® performs quick comparisons tailored to your financial profile, providing personalized loan options swiftly.
The Loan Limits Comparison Table for 2026 in Lincoln county, Placer, CA, enables you to compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To examine qualification standards such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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