In 2026, FHA loan limits in Lomita county of Los Angeles, CA, are set at $1,089,300 for single-family homes, $1,394,775 for two units, $1,685,850 for three-unit properties, and $2,095,200 for four units.
The maximum amount for conventional loans on single-family residences is $1,089,300. For two-unit homes, it's $1,394,775, escalating to $1,685,850 for three units, and up to $2,095,200 for four-unit properties.
Utilize our FHA calculator to access today’s top FHA rates and calculate downpayment, income, credit requirements, reserves, and documents needed for qualification.
Lendersa® calculator allows you to compare FHA rates and terms against other loan programs, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® gathers extensive data from thousands of lenders, efficiently aligning it with your financial profile and needs.
The Loan Limits Comparison Table for 2026 in Lomita county of Los Angeles, CA, enables a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) for evaluating qualification needs like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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