2026 FHA (Government Loans) Limits for Palos-Verdes-Estates, Los Angeles County, California

In 2026, within Palos-Verdes-Estates county of Los Angeles, CA, the FHA loan limits are $822,375 for a single-family home, $1,053,000 for 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-units.

The maximum conventional loan amount for a single-family residence is $822,375, $1,053,000 for homes with 2-units, $1,272,750 for 3-units, and $1,581,750 for 4-unit properties.

Use our FHA calculator to find today's best FHA rates and check the necessary downpayment, income, credit, reserves, and documents for qualification.

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Explore Your Loan Options in Palos-Verdes-Estates, CA

The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Investigate and contrast Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® aggregates loan data from thousands of lenders, providing rapid comparisons tailored to your financial profile and needs.

The Loan Limits Comparison Table for 2026 in Palos-Verdes-Estates county of Los Angeles, CA helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan amounts. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Palos-Verdes-Estates county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $822,375 $1,053,000 $1,272,750 $1,581,750
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $822,375 $1,053,000 $1,272,750 $1,581,750
USDA $657,900 $657,900 $657,900 $657,900
VA $822,375 $1,053,000 $1,272,750 $1,581,750
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Palos-Verdes-Estates FHA Lenders

  • South Bay Mortgage Brokers
  • 4000 Palos Verdes Drive North, Suite 108, Rolling Hills Estates, CA, 90274
  • Lends in California
  • South Bay Mortgage Brokers special is their commitment to getting results for clients and providing unparalleled customer service, communication, and timeliness. Tony’s objective is to make the loan process as clear and simple as possible. The next time you need assistance in securing financing.

  • Capital Lending & Real Estate
  • 1977 Redondela Drive, Rancho Palos Verdes, CA, 90275
  • Lends in California
  • Capital Lending and Real Estate, Inc. is a client-centered mortgage brokerage firm, helping people purchase and finance their homes in the state of California since 1995. Whether you are purchasing your first home, refinancing an existing loan, or looking for a new investment, I am here to help you with all your needs!

  • Excel Funding Real Estate Services Inc
  • 28924 South Western Avenue, Suite 110, Rancho Palos Verdes, CA, 90275
  • Lends in California
  • Excel Funding Real Estate Services, Inc., we are a one-stop shop for Real Estate and Financing. With over 20 years of experience, we have helped thousands of people to buy their dream homes! Whether you are looking to refinance, purchase or sell property, we have the expertise to get the job done professionally and efficiently

  • Fairview Mortgage Capital, Inc.
  • 29000 S Western Ave, Suite 210, Rancho Palos Verdes, CA, 90275
  • Lends in California
  • The Fairview Mortgage Capital Team is your premiere mortgage team located in San Pedro, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the California area.

  • Security First Financial
  • 28631 South Western Avenue, Suite 103, Rancho Palos Verdes, CA, 90275
  • Lends in California
  • Security First Financial is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and We offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.

  • Pacific Mortgage Corp.
  • 24445 Hawthorne Blvd, Suite 201, Torrance, CA, 90505
  • Lends in California
  • Pacific Mortgage Co has been founded with the purpose of providing home owners and real estate investors the best possible mortgage loan solutions. We represent dozens of banks and mortgage lenders, allowing us to offer our client hundreds of loan programs and customized solutions to each mortgage loan request.

  • Midgate Mortgage
  • 24051 Neece Avenue, Suite B, Torrance, CA, 90505
  • Lends in California
  • Midgate Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, we're here to guide you through the process. Contact us today for a special offer and learn what we can do for you

  • Pacific Funding Solutions
  • 22939 Hawthorne Blvd, Suite 300, Torrance, CA, 90505
  • Lends in California
  • PACIFIC FUNDING SOLUTIONS IS COMMITTED TO HELPING YOU FIND THE RIGHT MORTGAGE PRODUCT FOR YOUR NEEDS. WE UNDERSTAND THAT EVERY BORROWER IS DIFFERENT, AND WE OFFER A VARIETY OF PRODUCTS TO MEET YOUR INDIVIDUAL REQUIREMENTS. WE MAKE THE PROCESS OF SECURING A MORTGAGE SIMPLE AND STRAIGHTFORWARD BY OFFERING YOU.

  • Pacific Mortgage Real Estate and Financing Company
  • 25500 Hawthorne Boulevard, Suite 2230, Torrance, CA, 90505
  • Lends in California
  • Specializing in residential purchase and refinance loans in Southern CA, we work with over 20 lenders to find the best loan programs for our clients who have specific financial needs and goals, whether they have multiple properties or are just starting out as first time home buyers.

  • Custom Financial Services Inc.
  • 22527 Crenshaw Blvd. #201, Torrance, CA, 90505
  • Lends in California
  • We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.