In 2026, the FHA loan limit in Mentone county, San Bernardino, CA is $1,089,300 for single-family homes, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Conventional loans have maximums of $1,089,300 for a single-family, $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Use our FHA calculator to see today’s best FHA rates and determine needed downpayment, income, credit, reserves, and documents to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with those of other loans like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, quickly comparing it to your financial profile and needs.
See our 2026 Loan Limits Comparison Table for Mentone county, San Bernardino, CA, covering FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Analyze qualifications like income and credit using Lendersa®'s SLIQ™.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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