For 2026, the FHA loan limit in the county of Yucaipa, under San Bernardino, CA, is set at $1,089,300 for a single-family home. For two-unit homes, it's $1,394,775, for three-unit properties, it's $1,685,850, and for four-unit constructions, it reaches $2,095,200.
Conventional loans have a maximum amount of $1,089,300 for single-family residences. The loans extend to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Try our FHA calculator to discover today's top FHA rates along with required elements like downpayment, income, credit, reserves, and necessary documentation for qualification.
Lendersa®'s calculator aids in comparing FHA rates and terms with those of alternative loan programs. Examine and contrast Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with FHA offerings.
Lendersa® acquires loan program data from a multitude of lenders and performs comparisons with your unique financial data in seconds.
The Loan Limits Comparison Table for 2026 in Yucaipa within San Bernardino, CA offers a comparative view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options.
For qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparison.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
