For 2026, the FHA loan limit in the county of Yucaipa, under San Bernardino, CA, is set at $1,089,300 for a single-family home. For two-unit homes, it's $1,394,775, for three-unit properties, it's $1,685,850, and for four-unit constructions, it reaches $2,095,200.
Conventional loans have a maximum amount of $1,089,300 for single-family residences. The loans extend to $1,394,775 for two units, $1,685,850 for three units, and $2,095,200 for four units.
Try our FHA calculator to discover today's top FHA rates along with required elements like downpayment, income, credit, reserves, and necessary documentation for qualification.
Lendersa®'s calculator aids in comparing FHA rates and terms with those of alternative loan programs. Examine and contrast Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans with FHA offerings.
Lendersa® acquires loan program data from a multitude of lenders and performs comparisons with your unique financial data in seconds.
The Loan Limits Comparison Table for 2026 in Yucaipa within San Bernardino, CA offers a comparative view of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options.
For qualifications like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for comparison.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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