In 2026, the FHA loan limits in Oakhurst, located in Madera county, CA, are $472,030 for a single-family home, $604,400 for 2-unit properties, $730,525 for 3-unit residences, and $907,900 for 4-units.
The maximum amount for conventional loans on a single-family residence is $726,200. For 2-units, it's $929,850, for 3-units $1,123,900, and for 4-units $1,396,800.
Utilize our FHA calculator to find today’s best FHA rates and determine the downpayment, income, credit, reserves, and documents required for qualification.
The Lendersa® calculator allows you to compare FHA rate and terms with those of various other loan programs. Consider options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® swiftly gathers loan program data from thousands of lenders and matches it to your financial profile and needs.
For 2026, the Loan Limits Comparison Table in Madera, CA provides comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualifications such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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