In 2026, the FHA loan limits in Yosemite-Lakes, part of Madera county, CA, are structured as follows: $356,362 for a single-family home, $456,275 for two-unit properties, $551,500 for three-unit residences, and $685,400 for four units.
For conventional loans, the cap on a single-family home is $548,250. For two units, the maximum is $702,000, for three units $848,500, and for four units it is $1,054,500.
Utilize our FHA calculator to check today's top FHA rates and ascertain downpayment, income, credit, reserves, and documents necessary for qualification.
Lendersa® calculator provides the ability to compare FHA rates and terms with those of other loan types. Investigate and compare options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA products.
Lendersa® collects loan information from thousands of lenders, quickly providing a comparison tailored to your unique financial profile and requirements.
Use the Loan Limits Comparison Table for 2026 in Yosemite-Lakes, Madera, CA, to analyze FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan limits. For detailed requirement comparisons including income, reserves, and credit, rely on the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $299,500 | $299,500 | $299,500 | $299,500 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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