In 2026, the FHA loan limit in Oasis county, Riverside, CA, is $644,000 for single-family homes. For two units, it is $824,450, for three units $996,550, and for homes with four units, it is $1,238,500.
The maximum loan amount available for conventional financing on a single-family home is $726,200. This increases to $929,850 for a duplex, $1,123,900 for triplexes, and $1,396,800 for quadplexes.
Utilize our FHA calculator to explore today’s superior FHA rates and ascertain the necessary downpayment, income, credit rating, reserves, and documentation required to qualify.
The Lendersa® calculator lets you compare FHA rates and conditions with those of other loan programs. Consider and evaluate options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers extensive loan program data from a multitude of lenders, allowing quick comparison with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Oasis county, Riverside, CA, offers insights into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $644,000 | $824,450 | $996,550 | $1,238,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $460,000 | $460,000 | $460,000 | $460,000 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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