In 2026, the FHA loan limit for Salton-City county within Imperial, CA, stands at $356,362 for a single-family home. For properties with two units, the limit is $456,275; for three units, $551,500; and for four units, the cap is $685,400.
The ceiling for conventional loans on a single-family residence is $548,250. For a duplex, it's $702,000, for a triplex, $848,500, and for a fourplex, the maximum is $1,054,500.
Try our FHA calculator to discover today's finest FHA rates and determine the necessary downpayment, income, credit, reserves, as well as documents required to qualify.
The Lendersa® calculator allows you to compare FHA rates and terms with other mortgage options. Explore and contrast offerings such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® aggregates extensive loan program data from thousands of lenders and swiftly compares it against your personal financial profile and requirements.
Refer to the Loan Limits Comparison Table for 2026 in Salton-City, county of Imperial, CA to analyze maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For thorough qualification evaluation, including income, reserves, and credit criteria, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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