In {CURRENT_YEAR}, the FHA loan limits for Oceanside county in San Diego, CA are as follows: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for two units, {DETAILS_LOAN_LIMIT_FHA3} for three units, and {DETAILS_LOAN_LIMIT_FHA4} for four units.
Concerning conventional loans, the permitted maximum for a single-family home is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For two-unit homes, the cap is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}; for those with three units, it's {DETAILS_LOAN_LIMIT_CONVENTIONAL3}; and for four-unit properties, the limit is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
To see the best FHA rates available today, utilize our FHA calculator. It also helps you calculate the downpayment, income, credit, reserves, and necessary documents needed for qualification.
The Lendersa® calculator enables you to compare the rates and terms of FHA loans against other loan programs including conventional, jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently pulls data from a vast pool of lenders and quickly aligns it with your unique financial profile for optimal matches.
For {CURRENT_YEAR}, review the Loan Limits Comparison Table in Oceanside county, San Diego, CA. It provides comparisons of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to examine qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| USDA | $703,800 | $703,800 | $703,800 | $703,800 |
| VA | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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