For 2026, the FHA loan limits in Paradise county, Butte, CA are as follows: $472,030 for a single-family home; two-unit properties have a limit of $604,400; three-unit homes can go up to $730,525; and four-unit properties have a cap of $907,900.
The maximum conventional loan amount for a single-family residence is $726,200. For two units, the limit is $929,850, for three units, it's $1,123,900, and for four units, the cap is $1,396,800.
Our FHA calculator can help you explore today's best FHA rates and evaluate the necessary downpayment, income, credit score, reserves, and required documents for qualification.
The Lendersa® calculator is a powerful tool for comparing FHA rates and terms with other loan programs. Investigate options across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® collects data from thousands of lenders, allowing quick comparisons with your specific financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026 in Paradise county, Butte, CA to examine the maximum loan amounts possible for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed evaluation of qualification requirements such as income, reserves, and credit, utilize Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $403,600 | $403,600 | $403,600 | $403,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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