For 2026, the FHA loan limits within Oroville county of Butte, located in CA, are defined as such: for a single-family home, the limit is $472,030. For two-unit properties, the limit increases to $604,400, for three units to $730,525, and for four units, it's $907,900. These figures are essential for determining financing options for different types of residential buildings.
Conventional loan maximums are set at $726,200 for a single-family residence. Two-unit homes can secure up to $929,850, three units at $1,123,900, and four units at $1,396,800. These amounts guide potential homeowners on their borrowing capacity for various property sizes.
Utilize our FHA calculator to assess today’s leading FHA rates, and to ascertain the necessary downpayment, income, credit score, reserves, and documentation required for eligibility. This is vital for anyone planning to finance a home with an FHA loan.
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With the Lendersa® calculator, you can compare FHA rates and terms with those available from a broad spectrum of other loan programs. These include Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans. Such comparisons enable you to find the most suitable financial product.
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The Loan Limits Comparison Table for 2026 in Oroville county of Butte, CA, allows you to compare maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To understand qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™), ensuring a comprehensive evaluation of your eligibility for different loan products.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $403,600 | $403,600 | $403,600 | $403,600 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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