In 2026, the FHA loan limits for Pinon-Hills county of San Bernardino, CA are set at: - $477,250 for a single-family home, - $610,950 for 2-unit properties, - $738,500 for homes with 3 units, - $917,800 for buildings with 4 units.
The maximum amounts for conventional loans on a single-family residence are: - $548,250, - $702,000 for 2-units, - $848,500 for 3-units, - $1,054,500 for 4-units.
Use our FHA calculator to explore today’s best FHA rates and ascertain the necessary downpayment, income, credit, reserves, and documents needed to qualify.
The Lendersa® calculator allows comparison of FHA rates and terms with other loan programs. Explore loan options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans in relation to FHA.
Lendersa® gathers data from thousands of lenders and quickly compares it to your specific financial situation and needs.
The Loan Limits Comparison Table for 2026 in Pinon-Hills county of San Bernardino, CA provides insight into maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification criteria like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $477,250 | $610,950 | $738,500 | $917,800 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $381,800 | $381,800 | $381,800 | $381,800 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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