In 2026, the FHA loan limit within San Bernardino county in CA for Wrightwood is as follows: $1,089,300 for a single-family home, $1,394,775 for two-unit buildings, $1,685,850 for those with three units, and $2,095,200 for four-unit properties.
For conventional loans, the highest amount available on a single-family residence is $1,089,300, with $1,394,775 available for two-unit homes, $1,685,850 for three units, and $2,095,200 for four units.
Our FHA calculator can show you the latest competitive FHA rates and help you calculate the downpayment, income requirements, credit, reserves, and necessary documents for approval.
The Lendersa® calculator makes it simple to compare FHA rates and terms with those of other loan types. Dive into Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans, and see how they stack up against FHA loans.
Lendersa® collates loan program data from a multitude of lenders and swiftly matches it to your individual financial situation and needs.
In 2026, the Loan Limits Comparison Table for San Bernardino, CA allows for comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan caps. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to scrutinize criteria like income, reserves, and credit requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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