During 2026, the FHA loan limits in Fontana, within San Bernardino, CA are set as follows: $1,089,300 for a single-family home, $1,394,775 for 2-unit dwellings, $1,685,850 for 3-unit buildings, and $2,095,200 for 4-unit properties.
For conventional loans, the maximum amounts are $1,089,300 for a single-family residence, increasing to $1,394,775 for 2-units, $1,685,850 for 3-units, and $2,095,200 for 4-units.
Use our FHA calculator to find today’s best FHA rates and determine the necessary qualifications like downpayment, income, credit score, reserves, and documentation needed to qualify effectively.
With the Lendersa® calculator, compare FHA rates and terms with other loan options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. This tool facilitates a comprehensive comparison.
Lendersa® aggregates extensive data from thousands of lenders, allowing quick comparisons specific to your financial profile and needs.
Consult the Loan Limits Comparison Table for 2026 in Fontana, San Bernardino, CA to compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For qualification aspects such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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