2025 FHA (Government Loans) Limits for Rancho-Murieta, Sacramento County, California

In 2025, the FHA loan limits for Rancho-Murieta, within Sacramento county, CA, are defined as follows: $598,000 for a single-family home, $765,550 for properties with two units, $925,350 for three-unit homes, and $1,150,000 for four units.

For conventional loans, the limits are $598,000 for a single-family residence, $765,550 for two units, $925,350 for three-unit properties, and $1,150,000 for four-unit buildings.

Utilize our FHA calculator to access today's best FHA rates and determine the necessary downpayment, income, credit, reserves, and documents required for qualification.

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Explore Your Loan Options in Rancho-Murieta, CA

The Lendersa® calculator facilitates comparison of FHA rates and terms with those from other loan programs. You can explore a variety of options, including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.

Lendersa® compiles extensive loan program data from thousands of lenders, providing swift and customized comparisons that align with your financial profile and needs.

For 2025 in Rancho-Murieta, Sacramento, CA, consult the Loan Limits Comparison Table to examine maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analysis of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Rancho-Murieta county of Sacramento, CA

SFR 2 Units 3 Units 4 Units
FHA $598,000 $765,550 $925,350 $1,150,000
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $598,000 $765,550 $925,350 $1,150,000
USDA $478,400 $478,400 $478,400 $478,400
VA $598,000 $765,550 $925,350 $1,150,000
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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