In 2026, the FHA loan limits in Gold-River county of Sacramento, CA are:
- $598,000 for a single-family home,
- $765,550 for 2-unit properties,
- $925,350 for 3-unit homes,
- $1,150,000 for 4-unit residences.
For conventional loans, the maximum limits are:
- $598,000 for a single-family residence,
- $765,550 for 2-units,
- $925,350 for 3-units,
- $1,150,000 for 4-units.
Use our FHA calculator to access today’s top FHA rates. It helps determine the necessary downpayment, income level, credit scores, reserves, and documents needed for qualifying.
The Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Consider FHA alongside Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® retrieves data from thousands of lenders to quickly align it with your unique financial profile and requirements.
The Loan Limits Comparison Table for 2026 in Gold-River county of Sacramento, CA displays maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to evaluate qualification requirements such as income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $598,000 | $765,550 | $925,350 | $1,150,000 |
| USDA | $478,400 | $478,400 | $478,400 | $478,400 |
| VA | $598,000 | $765,550 | $925,350 | $1,150,000 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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