In 2026, FHA loan limits in Mather county of Sacramento, CA are as follows: $763,600 for a single-family home, $977,550 for two-unit properties, $1,181,650 for three-unit residences, and $1,468,500 for four units.
For conventional loans, the maximum amounts are set at $763,600 for single-family homes, $977,550 for duplexes, $1,181,650 for triplexes, and $1,468,500 for four-unit homes.
Use our FHA calculator to discover today's top FHA rates and assess the necessary downpayment, income, credit requirements, reserves, and documents needed for qualification.
The Lendersa® calculator allows you to compare the rates and terms of FHA loans with those of other loan programs. Consider options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® efficiently gathers loan program data from thousands of lenders and compares it against your unique financial profile and needs in seconds.
The Loan Limits Comparison Table for 2026 in Mather county, Sacramento, CA, provides a comparison of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To compare qualification requirements such as income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| USDA | $540,000 | $540,000 | $540,000 | $540,000 |
| VA | $763,600 | $977,550 | $1,181,650 | $1,468,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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