As of 2025, the FHA loan ceiling in Humboldt county, located in CA, Rio-Dell, is set at $356,500 for a one-family home, $456,350 for duplexes, $551,650 for triplexes, and $685,550 for four-unit properties.
The conventional loan cap for a single-family dwelling is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.
Make use of our FHA calculator to explore today's premier FHA rates and evaluate the downpayment, income, credit score, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can juxtapose FHA rates & terms with other loan schemes. Investigate and weigh options like Conventional, Jumbo, VA, USDA, Non-QM, and Hard Money loans against FHA deals.
Lendersa® swiftly compares thousands of lenders' loan offerings against your financial profile in mere seconds, tailoring it to meet your specific needs.
Loan Limits Comparison Table for 2025 in Humboldt, CA: Contrast the maximum amounts available through FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money programs. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to review qualification prerequisites like income, reserves, and credit conditions.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,500 | $456,350 | $551,650 | $685,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $343,200 | $343,200 | $343,200 | $343,200 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
|
|
|
|
|
|
|
|
|
|
FHA Guides
TYPES OF LOANS WE HANDLE:
CITIES CLOSE BY:
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
