2026 FHA (Government Loans) Limits for Rosemead, Los Angeles County, California

As of 2026, in Rosemead county, located in Los Angeles, CA, the FHA loan limits are set at $1,089,300 for single-family homes. Additionally, there are thresholds of $1,394,775 for properties with two units, $1,685,850 for three-unit dwellings, and $2,095,200 for four-unit buildings.

Conventional loan limits in your area are $1,089,300 for a single-family residence, and increase to $1,394,775 for two-unit residences. For three and four units, the limits are $1,685,850 and $2,095,200, respectively.

To discover today’s optimal FHA rates and understand downpayment, income, credit requirements, as well as necessary reserves and documentation, make use of our FHA calculator.

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Utilize the Lendersa® calculator to assess FHA rates and terms alongside various other loan program options, including Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans.

Lendersa® aggregates loan information from thousands of lenders and computes comparisons swiftly, tailored to match your individual financial situation and needs.

In the Loan Limits Comparison Table of 2026 for Rosemead county found in Los Angeles, CA, you can evaluate FHA loans against Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits.

For a thorough comparison of qualification requirements—such as income, credit score, and reserve requirements—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Rosemead county of Los Angeles, CA

SFR 2 Units 3 Units 4 Units
FHA $1,089,300 $1,394,775 $1,685,850 $2,095,200
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $1,089,300 $1,394,775 $1,685,850 $2,095,200
USDA $776,600 $776,600 $776,600 $776,600
VA $1,089,300 $1,394,775 $1,685,850 $2,095,200
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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