As of 2026, in Rosemead county, located in Los Angeles, CA, the FHA loan limits are set at $1,089,300 for single-family homes. Additionally, there are thresholds of $1,394,775 for properties with two units, $1,685,850 for three-unit dwellings, and $2,095,200 for four-unit buildings.
Conventional loan limits in your area are $1,089,300 for a single-family residence, and increase to $1,394,775 for two-unit residences. For three and four units, the limits are $1,685,850 and $2,095,200, respectively.
To discover today’s optimal FHA rates and understand downpayment, income, credit requirements, as well as necessary reserves and documentation, make use of our FHA calculator.
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Utilize the Lendersa® calculator to assess FHA rates and terms alongside various other loan program options, including Conventional loans, Jumbo loans, VA, USDA, Non-Qm, and hard money loans.
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In the Loan Limits Comparison Table of 2026 for Rosemead county found in Los Angeles, CA, you can evaluate FHA loans against Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan limits.
For a thorough comparison of qualification requirements—such as income, credit score, and reserve requirements—utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| USDA | $776,600 | $776,600 | $776,600 | $776,600 |
| VA | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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