In 2026, the FHA loan limits set for South-El-Monte county in Los Angeles, CA are $822,375 for single-family homes, $1,053,000 for properties with two units, $1,272,750 for three-unit residences, and $1,581,750 for buildings with four units.
Conventional loans have a maximum of $822,375 for single-family homes, rising to $1,053,000 for two-unit properties, $1,272,750 for three-unit homes, and $1,581,750 for those with four units.
With our FHA calculator, explore today’s best FHA rates and determine the necessary down payment, income level, credit standards, reserves, and required documents for eligibility.
The Lendersa® calculator allows you to match FHA rates and terms with those from other loan programs. Consider evaluating Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA options.
Lendersa® compiles comprehensive loan data from thousands of lenders, aligning it quickly with your personal financial profile and requirements.
The Loan Limits Comparison Table for 2026 in South-El-Monte, Los Angeles county, CA, lets you compare maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For analyzing qualification requirements such as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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