For the year 2026, the FHA loan limit within Calaveras county in Rancho-Calaveras, CA is set as follows: $373,750 for a single-unit home, $478,450 for properties with two units, $578,350 for three units, and $718,750 for four-unit residences.
When it comes to conventional loans, the highest loan amount for a single-family dwelling is $548,250. This figure increases to $702,000 for two-unit homes, $848,500 for three-unit properties, and peaks at $1,054,500 for homes with four units.
Our FHA calculator is designed to show you the best FHA rates available today and to calculate what you need to qualify, including the downpayment, income, credit score, reserves, and required documentation.
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The Lendersa® calculator makes it simple to compare FHA rates and terms with those of other loan programs. Discover and compare FHA loans with other types such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently collects and analyzes loan program information from a myriad of lenders, tailoring the comparison to fit your specific financial situation and preferences swiftly.
Our Loan Limits Comparison Table for 2026 in the county of Calaveras, Rancho-Calaveras, CA allows for a detailed comparison of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a deeper dive into qualification criteria like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $373,750 | $478,450 | $578,350 | $718,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $392,900 | $392,900 | $392,900 | $392,900 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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