For the year 2026, the FHA loan limit within San-Carlos located in San Mateo county, CA, is set at $822,375 for single-family homes. For duplexes, the limit is $1,053,000; for triplexes, it rises to $1,272,750; and for four-unit houses, it reaches $1,581,750.
Conventional loan maximums are $822,375 for single-family residences, escalating to $1,053,000 for two-unit buildings. For three-unit properties, the utmost is $1,272,750 and for four-unit structures, it's $1,581,750.
Our FHA calculator is available to identify today's foremost FHA rates and to compute the requisite downpayment, income, credit, reserves, and documentation essential for qualification.
The Lendersa® calculator grants you the ability to contrast FHA rates and conditions with those of other available loan schemes. Delve into different options, including Conventional loans, Jumbo offerings, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® efficiently gathers extensive loan program data from numerous lenders, immediately matching it with your unique financial situation and necessities.
Utilize the Loan Limits Comparison Table for 2026 in San-Carlos, within San Mateo, CA, for evaluating the highest possible loan figures across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan categories. To study required qualifications such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $657,900 | $657,900 | $657,900 | $657,900 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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