2025 FHA Loan Limits for Cherry-Valley, Riverside County, California

For 2025, the FHA loan limits in Cherry-Valley county of Riverside, CA are detailed as: - $477,250 for a single-family home, - $610,950 for dwellings with two units, - $738,500 for properties with three units, - $917,800 for buildings with four units.

In terms of conventional loans, allowable borrowing amounts are: - $548,250 for single-family homes, - $702,000 for houses with two units, - $848,500 for those with three units, - $1,054,500 for residences comprising four units.

Leverage our FHA calculator to discover today’s top FHA rates and determine the necessary downpayment, income, credit levels, reserves, and documentation required to qualify.

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The Lendersa® calculator provides a platform for comparing FHA rates and terms alongside all other loan program options. Dive into comparisons across Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans relative to FHA.

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Our 2025 Loan Limits Comparison Table in Cherry-Valley county of Riverside, CA gives insight into maximum loan limits across different types such as FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To evaluate qualification requirements like income, reserves, and credit, make use of Lendersa® Super Loan Integrated Qualifier (SLIQ™) to ensure thorough preparedness.

Loan limits Cherry-Valley county of Riverside, CA

SFR 2 Units 3 Units 4 Units
FHA $477,250 $610,950 $738,500 $917,800
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $381,800 $381,800 $381,800 $381,800
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • J P Mortgage Co
  • 3071 Jefferson St., Carlsbad, CA, 92008
  • We specialize in Residential Mortgages. FHA, VA and Conventional financing. As a mortgage banker we function like a mortgage broker without the uncertainty. We have the power to make decisions locally. With over 25 years in the mortgage lending business we can make your process smooth and efficient. Mortgage refinancing, mortgage purchase.
  • Janus Mortgage
  • 2588 El Camino Real, Carlsbad, CA, 92008
  • "Janus Mortgage (NMLS # 1433731) has 20+ years of experience in all aspects in the Southern California real estate marketplace. We have seen all of the ups and downs of what is the most unique real estate market in the world. Funding loans and selling real estate are our passion."
  • Fitzpatrick Capital
  • 1921 Palomar Oaks Way, Suite 201, Carlsbad, CA, 92008
  • Fitzpatrick Capital was founded in 2003 and has grown to be one of the most reputable mortgage companies in the greater San Diego area. Meghan and the Fitzpatrick Capital team take pride in assuring that all clients are represented and served in the finest way possible. A master of her Industry
  • Lineage Lending
  • 1902 Wright Place, Suite 200, Carlsbad, CA, 92008
  • Lineage Lending is a full-service, boutique brokerage offering real estate sales & financing including reverse mortgage loans & puts into daily practice a high level of integrity, honesty & customer service that is unmatched in this industry.It is & always has been our goal to stand out as beacon within the industry for all others to strive towards
  • Dolan Gaddi Lending, Inc.
  • 1932 Kellogg Avenue, Carlsbad, CA, 92008
  • "DG Funding is changing the mortgage lending experience for the better. We are a rising leader in the marketplace, with over 1, 400 families funded to date. We operate as an independent mortgage bank with direct access to Fannie Mae, Freddie Mac, FHA and VA; but also gain you access to a carefully chosen group of wholesale, correspondent"
  • Wilson Financial Group Inc.
  • 2244 Faraday Ave, Suite 112, Carlsbad, CA, 92008
  • At Wilson Financial, we put our focus on each client's unique financial needs. This means focusing on education and fostering communication so that every client fully understands their options, and the impact that each product will have on their broader strategy.We offer a broad range of mortgage options, designed to compliment your goals.
  • RealMortgage, Inc.
  • 2173 Salk Avenue, Suite 250, Carlsbad, CA, 92008
  • "We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you’ll save money by choosing the most cost effective financial service available to you. And, you’ll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time"
  • Premier Home Mortgage Loans
  • 1902 Wright Place, 2nd Floor, Carlsbad, CA, 92008
  • Premier Home Mortgage Loans working for retail mortgage companies and call centers, I felt there had to be a better way to serve individuals looking for a home mortgage. The lack of personal attention and slow processing times made it frustrating for borrowers. I decided to create a company that would address these issues and put the client.
  • Portfolio Loan Specialists
  • 1902 Wright Pl, Suite 200, Carlsbad, CA, 92008
  • I am committed to providing my clients with the highest quality home loans combined with some of the lowest mortgage rates available. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, I can help make your dreams come true.
  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.
  • Amerifund Corporation & Realty
  • 17155 Newhope St, Suite H, Fountain Valley, CA, 92708
  • The Amerifund Corporation & Realty can help you finance your dream home with our low-interest-rate loans! We make it easy to buy a home with simple processes and streamlined service to provide you with all your home-buying needs in one place. Whether you are looking for an FHA loan, Fixed-Rate Loan, or even a Jumbo Loan, we've got you covered.
  • Infiniti Home Loans Inc.
  • 16480 Harbor Boulevard, Suite 201, Fountain Valley, CA, 92708
  • Our philosophy is Homeownership Guidance for life! We specialize in low cost or no closing cost Refinance and new purchase home loans. We can lock a loan free of charge and absolutely no application fee. We promise to provide you with the highest level of customer service. We’ve been first time home buyers.